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Bootcamp Part 4- Lender Charges _ Closing Cost explained when buying a home in CA

Lender Charges / Closing Cost Explained when Buying a Home in CA | Home Buyer Bootcamp Part 4 |

  What are all of those fees anyway, Lender Charges, Closing Costs. Think of them like this 3rd party legal fees and the taxes and insurance.  That’s the easiest way to explain it.   3:00 What are lender fees/closing Costs Start 3:30 Non-Recurring Closing Cost Main Lender fees to eval 4:00 Recurring Closing Cost (pay … Continue reading “Lender Charges / Closing Cost Explained when Buying a Home in CA | Home Buyer Bootcamp Part 4 |”

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What Are Impounds or Escrow Account_Home Loan California

What Are Impounds or Escrow Account?

Teresa Tims, TheSoCalLoanPro.com. What Are Impounds or escrow account? Escrow account, taxes, insurance, when you hear the word “impounds” or hear the word “escrow”, just think of that as your tax and insurance account.  A little Side account in your mortgage to pay your taxes and insurance as needed.    Sometimes it accrues extra money … Continue reading “What Are Impounds or Escrow Account?”

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How to Refinance Smart

How to Refinance Smart

California’s most Trusted Mortgage Broker. Teresa Tims, President of TDR Mortgage and Real Estate Group in Upland, California. TheSoCalLoanPro.com. I want to share with you how you can refinance smart. In a down rate environment, one should take advantage of the opportunity that is before you and in doing so, you can take advantage of … Continue reading “How to Refinance Smart”

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How Long Do I Wait After a Bankruptcy To Buy a Home in California

How Long Do I Wait After a Bankruptcy To Buy a Home in California

Hey there, Teresa Tims, TheSocalLoanPro.com answering all of your tough questions for mortgage lending in Southern California.   How Long Do I HAVE TO Wait After a Bankruptcy To Buy a Home in California? UPLAND | RANCHO CUCAMONGA | RIVERSIDE Declaring bankruptcy doesn’t need to put a damper on buying a home. The loan specialists have … Continue reading “How Long Do I Wait After a Bankruptcy To Buy a Home in California”

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How Long Do I Wait With a Foreclosure to Purchase

How Long Do I have to wait after a Foreclosure to Purchase

How Long Do I have to wait after a Foreclosure to Purchase Hey there, Teresa Tims, TheSocalLoanPro.com, answering all of those tough questions in mortgage lending in Southern California since 1998.  “How long do I have to wait to purchase a home after I’ve had a foreclosure”?  Let’s get to it!   With conventional home loans, … Continue reading “How Long Do I have to wait after a Foreclosure to Purchase”

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California 1st Time Buyer Options Explained for a 425K Sales Price | Riverside | San Bernardino

California 1st Time Buyer Options Explained for a 425K Sales Price

  When you come to TDR Mortgage and you ask us, “Hey, I want to buy a house,” one of the things that we do, is we evaluate all of the programs that are available to you. We break them down, and then we recommend to you what we think is the best program for … Continue reading “California 1st Time Buyer Options Explained for a 425K Sales Price”

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5% Down Jumbo in San Bernardino County VS FHA High Balance in LA County

Jumbo Alternative Loan VS High Balance FHA Loan

Southern California a Home Loan Expert,  Teresa Tims at TheSoCalLoanPro.com with California’s most Trusted Mortgage Broker . TDR Mortgage is an expert when it comes to complex financing solutions. The disconnect for Jumbo financing in the Inland Empire is one of those problems for which we have solutions.  Join me today! You may be shocked at the end … Continue reading “Jumbo Alternative Loan VS High Balance FHA Loan”

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How To Qualify for a Home Loan When You Get a W2'd

How To Qualify for a Home Loan When You Get W2’d

Let’s talk about what lenders look for when they’re qualifying you for a home loan and you are a W2 wage earner. It can sometimes get complex with unique situations. If you’re just somebody that makes, let’s say, $20 an hour and you work 40 hours a week. You have a job where if you … Continue reading “How To Qualify for a Home Loan When You Get W2’d”

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CalHFA Best Drops Rates Today - September 2019

CalHFA Drops Rates and More!! SoCal Mortgage Market News – September 2019

California’s most Trusted Mortgage Broker. My name is Teresa Tims, I am President of TDR Mortgage and Real Estate Group in Upland, California. Where are we at in the real estate and mortgage market in Southern California and Why should you listen to me?  Well, I’ve been in mortgage and real estate since 1998 and … Continue reading “CalHFA Drops Rates and More!! SoCal Mortgage Market News – September 2019”

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What is a Heloc explained by California Home Loan Expert Teresa Tims | So Cal Mortgage Broker

What is a Heloc explained by California Home Loan Expert Teresa Tims | So Cal Mortgage Broker

Southern California a Home Loan Expert,  Teresa Tims at TheSoCalLoanPro.com with California’s most Trusted Mortgage Broker .  What is Home Equity Line of Credit or HELOC? Need some cash and want to know what’s the best way to get a 2nd Mortgage or Heloc? Watch this video to get all of these questions answered. What is a Heloc? … Continue reading “What is a Heloc explained by California Home Loan Expert Teresa Tims | So Cal Mortgage Broker”

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