I am Teresa Tims President of TDR Mortgage, a trusted provider of Home Loan Mortgages and Real Estate Services. I specialize in the Mortgage side of my Business. I have been a licensed loan officer since 1998 and a Real Estate Broker since 2010. I pride myself with offering real advice with no Bullsh*t. When looking to Buy, Sell or Refinance no one in California can offer more knowledgeable assistance. We offer a wide variety of Loan Product not limited to; Self-Employed Home Loans, Non-Qm ( loans outside of the box), Helocs, Hard Money, Reverse, VA, FHA, Jumbo, Conventional, Interest Only, Adjustable, Renovation Loan, Multi-Family and First Time Buyer Programs.

We Lend in California and on Out of State Investor Loans in all States excluding (New York, Arizona, Idaho, Michigan, Minnesota, North Dakota, Oregon, South Dakota, Utah, Vermont, Virginia, Nebraska). We also offer referrals nationwide to Trusted Realtors and Loan Officers.

In addition, Teresa & Team have the skills and savvy to perfectly coordinate a home sale and purchase with impeccable results for her Sellers and Buyers. Teresa and her Agents negotiation skills are a benefit to Sellers and produce an at or above list price offer in most cases. Her Buyer’s have top notch results as well, even in the MOST competitive multiple offer situations. Aggressive Representation, Experienced and Kind will describe TDR’s “Boutique” Like Lending and Real Estate “Experience”.

• Licensed California Real Estate Broker
• Licensed California Mortgage Broker.
• Bachelor’s Degree in Business Administration from the University of La Verne, California

She’s been working in the fields of Mortgage Finance, Real Estate Investment, Real Estate and Property Management since 1998.  8 years prior to her career as a Mortgage Broker, Teresa worked for the California Department of Transportation in its Building Management department. She continues her education by regularly attending Mortgage training events, Webinars and Real Estate Seminars.

Being the President of TDR Mortgage gives her a lot of leverage that the average loan officer can’t compete with and she has a ton of experience that the average loan officer does not possess.Teresa Loves Purchase Loans and She also does refinances for those who are looking for a competitive rate by a real person.

• Quality Service
• Sound Business Background
• Just doesn’t throw out low rates
• Understands complex transaction not limited to self-employed income, multiple properties and union income.
• Know and understands guidelines ahead of time
• High success rate in closing loans

Her commitment to excellence has gained her a high standing among the most respected professionals and peers in the real estate and mortgage community.