Best Home Loan Company Irvine

Best Home Loan Company Irvine

Well, hello there.  Thanks so much for tuning in to my video.  You were on the web and looking for the best home loan company in Irvine, weren’t you? Well lucky you, you found me. I want to give you some tips on how you figure out who’s the best fit for you and give you some information for you to consider and hopefully when you hear all of my reasons why my Company TDR Mortgage is the best home loan company in Irvine, you’ll pick up that phone and give me a call.   (909) 821-3093   Well, let me introduce myself.  I’m Teresa Tims, President of TDR Mortgage Company. I serve the entire Southern California market.  First most importantly, when you’re looking for the right “company” I think it’s more than a company issue.

Yes, you want a company that’s reliable and has a good reputation, but more importantly it’s the individual that you work directly and closely with that you share all of your private information with and that puts together a package that delivers you a successful on-time close. A mortgage transaction, a real estate transaction has so many moving parts, it’s critical, it’s critical that you’re working with someone who is not only knowledgeable, but has a breadth and depth of experience in this market to deliver you an on-time successful close. I’m that person. I’ve been doing home loans and real estate in California since 1998. I specialize in mortgages for all types of borrowers purchasing homes. I’m what’s called a purchase originator. I do refinances too, but my specialty, my passion is the purchase market.

Pretty Kitchen From the Best Home Loan Company In Irvine

Secondly, the thing that set me apart is I know and understand guidelines. No one has to tell me if a loan is a loan. I’ve actually a few times got a loan to the underwriting department and had the underwriter tell me that they couldn’t do the loan. When that happens, I have to go back, pull out my guidelines and basically put together a summary of why they ARE going to do that loan. I’ve never had a loan not close before due to loan qualifying. If it’s going to fall out it’s usually a property issue or something like that.

Thirdly, my company competes with the biggest internet lenders in pricing, because I’m what’s called a Mortgage Broker. Mortgage brokers have access to wholesale interest rates. I have a small company, small overhead, and I can pass those savings along to my client. We have great rates AND knowledgeable service.

Also, another point is we’re closing loans quickly. 14 to 21 days. Most of the time we’re going too fast for people, right? It’s a lot to pack up and move, so sometimes we have to slow down, take it easy. But my goal is to get you to the finish line sooner than later. I do a lot of upfront work. When you go out shopping for that home loan, you’re basically already approved. I’ve already validated your cash, your credit, your income.

Speaking of income, self-employed borrowers are a bit more technical than your average W2 wage earner.  I am someone that is very, very savvy in evaluating corporations, multiple corporations, S-corp, LLCs, sole proprietors, schedule C’s, persons with multiple properties, and so on.

You’ve come to the right place and I would love the opportunity to earn your business. Why don’t you Google me? We are the best home loan company in Irvine.  Check me out on the Web, type in my name, Teresa Tims, and see how I compare to some of the other people that you’re currently shopping with or considering to go with for your home purchase or mortgage refinance in Irvine. I’d love to be part of it. After you’re done listening to me, I want you to pick up that phone and you give me a call at 909-920-3500. I can’t wait to hear from you.  Contact me today!