Teresa Tims, the Best Home Loan Lender in Southern California, explains why consumers and Real Estate Agents should work with a Mortgage Broker, Specifically TDR Mortgage a Southern California firm specializing in Home Loan Purchases. Watch the video or read below to understand why.
Teresa Tims is president of TDR Mortgage in Upland California and you can find me on the web, thesocalloanpro.com. I want to introduce myself to you today as I pride myself on being a top realtor’s lender in Southern California. What that means to you is, all of my activities are to support the Realtors effort to get your buyer’s offer accepted and keep your client happy throughout the entire real estate purchase transaction.
Featured Best Home Loan Products
California Housing and Finance Authority (CalHFA)
Some of the products that we are featuring right now are the CALHFA, 1st time buyer products that can get your buyers in for $2000 to $4000 total. We’ve been doing these since 1998 and pretty good at them so if you have a client that has made too much money in the past, the income limits have gone up to as much as $175,000 a year. Huge opportunity. Get out there and call your database.
Jumbo 40 year Interest Only Home Loan
Another program that we’re offering is a 40 year interest-only Jumbo Home Loan product with only 5% down. 5% down is an affordable solution to an entire market that previously had to put down 10-20%. That essentially affords a highly-qualified buyer to have the lowest payments on the market in Southern California.
Exclusive Higher Home Loan Limits than Most Lenders
Something that just came out in July that I’m proud to offer and have an exclusive in the California Market, with an emphasis on the Inland Empire where previously the limit was about 450k. Conventional loans that now go up to a $679,000 loan limit. Good news for San Bernardino and Riverside county which were previously very underserved at loan limits in the mid 4’s. We are happy to be able to now help these potential Home Buyers.
So if you’ve got some people that have been having a hard time getting qualified because anything over $453,000 falls into the Jumbo category, you need to give us a call and let us help your client ASAP.
Fast Closing on Home Loans In Southern California
The other thing that I’m really proud to announce is, we are closing loans over here at TDR Mortgage in 12 to 17 days fairly regularly. As a matter of fact we often go too fast for our own good and find ourselves ahead of the curve by one to two weeks in most cases.
So if you need to close quickly I also want you to think of us. And of course your standard FHA, VA product we excel at and have awesome pricing.
Service to the Hispanic Community – Spanish Speaking Loan Officers
My partner Jocelyn, I was going to say that in Spanish, but I’m not going to embarrass myself. I speak limited Spanish but my Mortgage Partner if completely Bi-Lingual. TDR Mortgage and I have been serving the Hispanic community since 1998. When you’re looking to place your clients with the best home loan lender, I want you to think of me, Teresa Tims, thesocalloanpro.com. Call today at 909.821.3093
Teresa Tims is President of TDR Mortgage in Charming Downtown Upland CA. She prides herself in offering quality home loan products, competitive pricing and knowledgeable assistance when helping her clients select a home loan. Teresa is a life-long resident of the Inland Empire.